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IntyGritty Fintech specializes in a wide range of loan services, including home loans, loan against property (LAP), unsecured loans, loan against securities, lease rental discounting etc. We are committed to providing tailored financial solutions to meet diverse needs. We strive to offer innovative and flexible loan options to support your goals.

Home loans

Home loans are offered by banks, housing finance companies (HFCs), and non-banking financial companies (NBFCs) to help individuals purchase, construct, or renovate a house. These loans are secured, meaning the property is mortgaged with the lender until repayment is complete.

LAP

Loan Against Property (LAP) is a secured loan where you pledge your residential, commercial, or industrial property as collateral to get a loan. It is often used for business expansion, medical emergencies, education, or other personal financial needs.

Unsecured loans

Unsecured loans are loans that don’t require collateral, meaning you don’t have to pledge assets like a house or car to get approved. These loans are granted based on factors like your credit score, income, and financial history. Since there’s no security backing the loan, interest rates are usually higher than secured loans, and approval depends more on your creditworthiness.

LAS

Loan Against Securities (LAS) is a type of secured loan where you pledge your financial securities (such as shares, mutual funds, bonds, or insurance policies) as collateral to obtain funds. It is useful for short-term liquidity needs without selling your investments.

LRD

Lease Rental Discounting (LRD) is a type of secured loan where property owners can pledge their rental income from leased commercial properties to get a loan. It is commonly used by real estate investors and businesses to access funds while continuing to earn rent from tenants.