Life Insurance is a popular part of long-term financial planning. Life Insurance offers the peace of mind of knowing your family will be financially protected should the unthinkable happen. Though human life cannot be valued, a monetary sum could be determined based on the loss of income in future years, loans/liabilities and expenses. Hence, in life insurance, the Sum Assured (or the amount guaranteed to be paid in the event of a loss) is by way of a ‘benefit’. Life Insurance products provide a definite amount of money in case the life insured dies during the term of the policy or becomes disabled on account of an accident.
You will do anything for the ones you love. Thinking about why you need life insurance can be an emotional and stressful task. However, life insurance is one of the most responsible decisions you can make to help ensure that your spouse, children or other loved ones can continue to enjoy the quality of the life they deserve.
Life is unpredictable. So it is important to ensure that your family and loved ones are taken care of financially in case something should happen to you. This is where life insurance comes in. It can provide some financial peace of mind if the worst were to happen. What is Life Insurance? Life insurance offers a way to replace the loss of income that occurs when someone dies.
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