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Health insurance is an insurance that covers the whole or a part of the risk of a person incurring medical expense, spreading the risk over a large number of persons. By estimating the overall risk of health care and expenses over the risk pool, an insurer can develop a routine finance structure, such as a monthly premium, to provide the money to pay for the health care benefits specified in the insurance agreement

Why Health Insurance policy needed?

Every human suffers from some illness or injury in lifetime.
Emergencies or illness can come anytime without giving any warning.
There are no good facilities in government hospitals whereas private hospitals are too expensive.
Doctor’s fees, diagnostic charges as well as the medicines value are too expensive. Health is wealth.
Cashless benefits
Tax benefit U/S 80D
Additional protection over and above your employer cover.

When should we take mediclaim policy? Young age, yes this is the right reply for this question because the waiting period gets over and the premium tends to increases with the age and insurance companies gives “no claim bonus” for every year in which no claim is taken against insurance policy. 

We are Associated With all Major Health Insurance Companies in India